HomeCareCompassRules current as of 4 July 2026
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Support at Home cost estimator

Answer three questions, add the services you’re considering, and see the weekly split between you and the government — calculated from the official July 2026 schedules. On CHSP and weighing up the switch? The compare mode puts both worlds side by side.

What do you want to work out?
When were they first approved for home care?

This decides which contribution rates apply. If they were receiving or approved for a Home Care Package on or before 12 September 2024, protected rates apply.

Pension status

Services Australia uses this, with income and assets, to set the exact rate. Choosing ‘prefer not to say’ means maximum rates apply.

From the assessment outcome letter. Not assessed yet? Pick a middle level like 4 to start — you can compare later.

Weekly services

Prices start at the government’s published indicative medians — replace them with your provider’s price list when you have it.

Personal careIndependence
Domestic assistanceEveryday living
Nursing careClinical — always $0 to you
Estimate details — generated 31 August 2026. Approval: After 1 November 2025, or not yet. Pension status: Full Age Pension. Classification 4 ($7,617/quarter)
Your estimated share each week
$48.25 of $640.00/week in services
Government pays $591.75You pay $48.25
From 1 October 2026, personal care becomes fully government funded. On these services, your weekly share drops to $33.25.
Quarterly budget $7,617 · care management $762 · usable $6,855. These services may exceed the quarterly budget by up to $1,465 — worth discussing with the provider.

Service by service (weekly)

Personal careyou pay $15.00
Domestic assistanceyou pay $33.25
Nursing careyou pay $0.00
  • Estimates only — Services Australia determines actual contribution rates.
  • Budgets shown are the 1 July 2026 indexed schedule (checked 4 Jul 2026).
  • Provider prices vary; enter your provider’s published price list for accuracy.

Saves straight to your downloads. Prefer paper?

Ready to talk to providers?

Get the full Decision Pack

A personalised PDF report built from the exact details you’ve entered above:

  • Scenario comparison — your plan today, after the 1 October 2026 change, and at lower- and higher-cost providers
  • How your contribution rates are set, in plain language — caps, deeming, carryover and your rights
  • A provider-meeting checklist of the ten questions worth asking before you sign

One-off payment. Secure checkout by Stripe. Delivered to your email as a PDF within minutes.