Support at Home cost estimator

Answer three questions, add the services you’re considering, and see the weekly split between you and the government — calculated from the official July 2026 schedules.

When were they first approved for home care?

This decides which contribution rates apply. If they were receiving or approved for a Home Care Package on or before 12 September 2024, protected rates apply.

Pension status

Services Australia uses this, with income and assets, to set the exact rate. Choosing ‘prefer not to say’ means maximum rates apply.

From the assessment outcome letter. Not assessed yet? Pick a middle level like 4 to start — you can compare later.

Weekly services

Prices start at the government’s published indicative medians — replace them with your provider’s price list when you have it.

Personal careIndependence
Domestic assistanceEveryday living
Nursing careClinical — always $0 to you
Your estimated share each week
$48.25 of $640.00/week in services
Government pays $591.75You pay $48.25
From 1 October 2026, personal care becomes fully government funded. On these services, your weekly share drops to $33.25.
Quarterly budget $7,617 · care management $762 · usable $6,855. These services may exceed the quarterly budget by up to $837 — worth discussing with the provider.

Service by service (weekly)

Personal careyou pay $15.00
Domestic assistanceyou pay $33.25
Nursing careyou pay $0.00
  • Estimates only — Services Australia determines actual contribution rates.
  • Budgets shown are the 1 July 2026 indexed schedule (checked 4 Jul 2026).
  • Provider prices vary; enter your provider’s published price list for accuracy.

Compare scenarios

The same weekly services, viewed from different angles — so you can see what an assessment outcome, the October change, or the approval date actually means in dollars.

If the assessment lands a level higher or lower

Your contribution rate doesn’t change with the level — what changes is the quarterly budget behind your services.

LevelBudget /qtrUsable /qtrHeadroom for this mix
Classification 3$5,634$5,071over by up to $2,622
Classification 4 (selected)$7,617$6,855over by up to $837
Classification 5$10,182$9,164$1,471 spare

Before and after 1 October 2026

PeriodYour weekly share
Today$48.25
From 1 October 2026$33.25

If the approval date were different

People receiving or approved for a Home Care Package on or before 12 September 2024 keep protected ‘no worse off’ rates.

ApprovalYour weekly share
On or before 12 Sep 2024 (protected)$0.00
After 12 Sep 2024 (standard)$48.25