:root{--paper:#fafaf7;--ink:#1c2b2a;--ink-soft:#45514f;--eucalypt:#2f5d50;--eucalypt-deep:#234a3f;--wattle:#c7871e;--wattle-deep:#9a6714;--sage:#dce7e0;--sage-soft:#ecf2ee;--line:#d8ddd8;--radius:10px;--font-display:"Fraunces",Georgia,serif;--font-body:"Public Sans",-apple-system,"Segoe UI",sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:after,:before{animation:none!important;transition:none!important}}body{background:var(--paper);color:var(--ink);font-family:var(--font-body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:var(--eucalypt)}button{font-family:inherit;cursor:pointer}:focus-visible{outline:3px solid var(--wattle);outline-offset:2px}.wrap{max-width:1060px;margin:0 auto;padding:0 20px}.site-header{border-bottom:1px solid var(--line);background:var(--paper)}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:18px;padding-bottom:18px}.brand{font-family:var(--font-display);font-size:1.35rem;font-weight:600;letter-spacing:-.01em;color:var(--ink);text-decoration:none}.brand span{color:var(--eucalypt)}.provenance-chip{font-size:.78rem;color:var(--eucalypt-deep);background:var(--sage-soft);border:1px solid var(--sage);border-radius:999px;padding:5px 12px;white-space:nowrap}.hero{padding:72px 0 56px}.hero h1{font-family:var(--font-display);font-weight:560;font-size:clamp(2.1rem,5vw,3.4rem);line-height:1.12;letter-spacing:-.015em;max-width:18ch}.hero h1 em{font-style:italic;color:var(--eucalypt)}.hero p.lede{margin-top:20px;max-width:56ch;font-size:1.12rem;color:var(--ink-soft)}.hero .cta-row{margin-top:32px;display:flex;gap:14px;flex-wrap:wrap;align-items:center}.btn-primary{display:inline-block;background:var(--eucalypt);color:#fff;border:none;border-radius:var(--radius);padding:14px 26px;font-size:1.05rem;font-weight:600;text-decoration:none}.btn-primary:hover{background:var(--eucalypt-deep)}.hero .free-note{font-size:.9rem;color:var(--ink-soft)}.fact-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--sage-soft)}.fact-strip .wrap{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:28px;gap:28px;padding:30px 20px}.fact h3{font-family:var(--font-display);font-size:1.05rem;font-weight:600;color:var(--eucalypt-deep)}.fact p{font-size:.92rem;color:var(--ink-soft);margin-top:6px}@media (max-width:720px){.fact-strip .wrap{grid-template-columns:1fr;gap:18px}}.calc-page{padding:44px 0 90px}.calc-page h1{font-family:var(--font-display);font-weight:560;font-size:clamp(1.7rem,4vw,2.4rem);letter-spacing:-.01em}.calc-page .sub{color:var(--ink-soft);margin-top:8px;max-width:62ch}.calc-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);grid-gap:36px;gap:36px;margin-top:36px;align-items:start}@media (max-width:880px){.calc-grid{grid-template-columns:1fr}}.panel{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}.panel+.panel{margin-top:22px}fieldset{border:none}.q-label,legend{font-weight:700;font-size:1.02rem;margin-bottom:4px;display:block}.q-help{font-size:.88rem;color:var(--ink-soft);margin-bottom:12px}.choice-row{display:flex;flex-wrap:wrap;gap:10px}.choice{border:1.5px solid var(--line);background:var(--paper);color:var(--ink);border-radius:var(--radius);padding:10px 16px;font-size:.95rem}.choice[aria-pressed=true]{border-color:var(--eucalypt);background:var(--sage-soft);font-weight:600}input[type=number],select{font:inherit;color:var(--ink);background:#fff;border:1.5px solid var(--line);border-radius:8px;padding:9px 12px}input[type=number]{width:92px;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.svc-row{display:grid;grid-template-columns:1fr auto auto auto;grid-gap:10px;gap:10px;align-items:center;padding:10px 0;border-bottom:1px dashed var(--line)}.svc-row .svc-name{font-size:.95rem;font-weight:600}.svc-row .svc-cat{display:block;font-size:.76rem;font-weight:500;color:var(--ink-soft)}.svc-remove{border:none;background:none;color:var(--ink-soft);font-size:1.2rem;line-height:1;padding:4px 8px}.svc-remove:hover{color:var(--wattle-deep)}.svc-unit{font-size:.8rem;color:var(--ink-soft)}.add-row{margin-top:14px;display:flex;gap:10px;align-items:center;flex-wrap:wrap}.results{position:-webkit-sticky;position:sticky;top:20px}.headline-figure{font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.headline-figure .amount{font-family:var(--font-display);font-weight:600;font-size:clamp(2.2rem,5vw,3rem);color:var(--wattle-deep);letter-spacing:-.01em}.headline-figure .per{font-size:1rem;color:var(--ink-soft)}.headline-label{font-size:.85rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-soft);font-weight:700}.split-bar{display:flex;height:26px;border-radius:999px;overflow:hidden;margin:18px 0 8px;border:1px solid var(--line)}.split-bar .gov{background:var(--eucalypt)}.split-bar .you{background:var(--wattle)}.split-legend{display:flex;justify-content:space-between;font-size:.85rem;color:var(--ink-soft);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.split-legend b{color:var(--ink)}.dot{display:inline-block;width:9px;height:9px;border-radius:50%;margin-right:6px}.dot.gov{background:var(--eucalypt)}.dot.you{background:var(--wattle)}.per-service{margin-top:20px}.per-service h3{font-size:.92rem;font-weight:700;margin-bottom:8px}.ps-row{padding:10px 0;border-top:1px dashed var(--line);font-size:.9rem}.ps-row .ps-top{display:flex;justify-content:space-between;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ps-mini-bar{display:flex;height:8px;border-radius:999px;overflow:hidden;margin-top:6px;background:var(--sage-soft)}.ps-mini-bar .gov{background:var(--eucalypt)}.ps-mini-bar .you{background:var(--wattle)}.october-note{margin-top:22px;border-left:4px solid var(--eucalypt);background:var(--sage-soft);border-radius:0 var(--radius) var(--radius) 0;padding:14px 16px;font-size:.93rem}.october-note b{color:var(--eucalypt-deep)}.budget-note{margin-top:18px;font-size:.9rem;color:var(--ink-soft);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.budget-note .warn{color:var(--wattle-deep);font-weight:600}.caveats{margin-top:22px;font-size:.8rem;color:var(--ink-soft);border-top:1px solid var(--line);padding-top:14px}.caveats li{margin-left:18px;margin-top:4px}.site-footer{border-top:1px solid var(--line);padding:30px 0 50px;font-size:.82rem;color:var(--ink-soft)}.site-footer .wrap{display:flex;flex-direction:column;gap:6px}.compare-section{margin-top:48px}.compare-section h2{font-family:var(--font-display);font-weight:560;font-size:1.6rem;letter-spacing:-.01em}.compare-sub{color:var(--ink-soft);margin-top:6px;max-width:68ch}.compare-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));grid-gap:22px;gap:22px;margin-top:22px}.compare-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}.compare-card h3{font-size:1.02rem;font-weight:700}.compare-help{font-size:.86rem;color:var(--ink-soft);margin-top:6px}.table-scroll{overflow-x:auto;margin-top:12px}.compare-card table{width:100%;border-collapse:collapse;font-size:.9rem;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.compare-card td,.compare-card th{text-align:left;padding:8px 10px 8px 0;border-top:1px dashed var(--line)}.compare-card thead th{border-top:none;font-size:.76rem;text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft)}.compare-card tbody th{font-weight:600}.compare-card tr.is-selected td,.compare-card tr.is-selected th{background:var(--sage-soft)}.cell-warn{color:var(--wattle-deep);font-weight:600}.btn-pdf,.cell-ok{color:var(--eucalypt-deep);font-weight:600}.btn-pdf{margin-top:18px;width:100%;background:var(--paper);border:1.5px solid var(--eucalypt);border-radius:var(--radius);padding:12px 18px;font-size:.98rem}.btn-pdf:hover{background:var(--sage-soft)}.pdf-help{margin-top:8px;font-size:.78rem;color:var(--ink-soft);text-align:center}.print-inputs{display:none}@media print{body{background:#fff;font-size:13px}.site-header{border-bottom:2px solid var(--eucalypt)}.form-col,.print-hide{display:none!important}.calc-grid{display:block}.results{position:static}.compare-card,.panel{border-color:#bbb;page-break-inside:avoid;break-inside:avoid;box-shadow:none}.print-inputs{display:block;font-size:.85rem;color:var(--ink);background:var(--sage-soft);border-radius:8px;padding:10px 12px;margin-bottom:14px}.calc-page{padding:10px 0 20px}.calc-page .sub{display:none}.compare-section{margin-top:24px}a{text-decoration:none;color:var(--ink)}}.btn-pdf:disabled{opacity:.6;cursor:wait}.link-btn{background:none;border:none;padding:0;color:var(--eucalypt);text-decoration:underline;font-size:inherit;font-family:inherit}.link-btn:hover{color:var(--eucalypt-deep)}.compare-card table{min-width:430px}.compare-card tbody th{min-width:130px}